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Get your WC exemption question answered

Tell us about your business structure and state. We'll clarify your exemption options and, if you need coverage, shop A-rated specialty markets and come back with real quotes in about 15 minutes.

Built for WC exemptions

Guidance and policies structured around your state's actual exemption rules.

~15-minute quotes

Real quotes from real markets, fast.

2-hour claims response

When a loss hits, you reach a person.

All 50 states

Licensed nationwide — NPN #8608479.

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Full name *

Business name *

Email *

Phone *

Primary state *

Years in business

What do you need? *

Owners and officers

Each owner or officer to be included or excluded.

Owners and officers

Owner date of birth

Ownership percentage

Business details

What the business does and how long it has been running.

Year business started

Description of the business

Annual gross sales

Residential vs commercial split

New vs existing construction

Largest projects

Business address

Where your operation is based.

Street address

City

ZIP code

Payroll and class codes

Employees, payroll and how the work is classified.

Number of employees

Amount of payroll

Class code 1

Class code 2

Class code 3

Class code 4

Class code 5

Office vs field split

Any clerical staff?

Clerical staff — count and payroll

Any outside sales staff?

Sales staff — count and payroll

Prior year

Your last completed 12 months. Best estimates are fine.

Prior year gross sales

Prior year subcontractor expenses

Prior year employee count

Prior year employee payroll

Next twelve months — estimates

Projected figures for the coming policy period.

Estimated gross sales

Estimated subcontractor expenses

Estimated employee count

Estimated employee payroll

Estimated material costs

Subcontractor insurance

How subcontracted work is covered.

Do your subcontractors carry their own insurance?

Percentage of subcontractors insured

Do you need coverage for uninsured subcontractors?

Current or prior coverage

Who covers you today, if anyone.

Current or prior carrier

Policy number

Policy expiration date

Tell us about your operation (optional)

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